by Tim Boyle | Sep 9, 2026 | General/Other, Saving, Stock market
When people talk about building wealth, one number seems to dominate almost every conversation: Rate of return. How much can I earn in the stock market? Should I expect 7%, 8%, 10%, or even 12%? Can I find an investment that earns just another 1% or 2%? There is...
by Tim Boyle | Jan 26, 2026 | General/Other, IBC, Saving
Americans used to believe in saving. Saving between 10-15% every year was common. That isn’t the case anymore. Currently Americans only save around 2-5% per year. And some of this ‘savings’ isn’t even really savings, rather it’s investing or, more accurately,...
by Tim Boyle | Aug 13, 2025 | General/Other, IBC, Resources/Tools for saving/investing
So, what I wanted to do with this blog post is a comparison between two different savings options you could use for your child—or any adult for that matter. I have done a YouTube video, and blog, about the various savings options and in my opinion the top two options...
by Tim Boyle | Apr 29, 2025 | General/Other
As a parent, what do you wish for your children? I think we wish, hope and pray for all sorts of things. For their health and their happiness. For them to be strong and wise. To be kind and generous. To find themselves and be loyal to themselves, among many others....
by Tim Boyle | Apr 21, 2025 | General/Other
There are many ways to reach financial freedom, or some definition of financial security or success, and while this blog is by no means the definitive path to reaching that, hopefully it can help guide you to reach this goal, no matter where you are in your current...
by Tim Boyle | Jul 23, 2024 | General/Other, IBC
When I got out of graduate school—where I studied American Politics and Political Theory—and decided I neither wanted to go into law nor become a professor, I decided to change course and start a career in what had been my next favorite area of study: personal...