by Tim Boyle | Sep 9, 2026 | General/Other, Saving, Stock market
When people talk about building wealth, one number seems to dominate almost every conversation: Rate of return. How much can I earn in the stock market? Should I expect 7%, 8%, 10%, or even 12%? Can I find an investment that earns just another 1% or 2%? There is...
by Tim Boyle | Jan 26, 2026 | General/Other, IBC, Saving
Americans used to believe in saving. Saving between 10-15% every year was common. That isn’t the case anymore. Currently Americans only save around 2-5% per year. And some of this ‘savings’ isn’t even really savings, rather it’s investing or, more accurately,...
by Tim Boyle | Aug 13, 2025 | General/Other, IBC, Resources/Tools for saving/investing
So, what I wanted to do with this blog post is a comparison between two different savings options you could use for your child—or any adult for that matter. I have done a YouTube video, and blog, about the various savings options and in my opinion the top two options...
by Tim Boyle | Aug 5, 2025 | Legacy and Estate Planning
It’s a common myth that most wealthy individuals were born into their riches, handed everything on a silver platter. It’s an easy belief to hold—comforting, even. After all, if “the rich” inherited their money and you didn’t, then your financial situation is simply...
by Tim Boyle | Jun 27, 2025 | Resources/Tools for saving/investing, Stock market
There is a ton of confusion and misinformation out there about the stock market and what sort of returns you should expect, or that are realistic. So, I thought it might be helpful to go over some of these big misconceptions and help break them down and use real...